Flexible and affordable

Over 150 years in the industry

Experienced bankers with boots on the ground

Diverse eligibility on fund use

Why this is the solution for you

Flexible and convenient lending options

USDA Guaranteed Loans provide business loans designed to support U.S. rural areas, the food supply chain & agribusiness with flexible loan options and affordable interest rates.

Looking for a loan less than $2 million? Click here to review our SBA options.

Work with our team

Jessica Lehman, Director of Food and Agribusiness

Jessica knows the banking needs of farmers from both sides of the fence. In addition to her 10+ years as a food and agribusinesses banker, she is an experienced farmer and part owner of a family-owned and -operated grain elevator and feed mill. Jessica earned her agriculture degree from Purdue University, is a graduate of the Indiana AgrIInstitute’s Agriculture Leadership Program, and is a member of the Agribusiness Council of Indiana. In the time she has left, Jessica volunteers with youth agriculture and leadership organizations.

Call Jessica: 260.445.2528


Zach Allen, Senior Relationship Manager

Zach Allen joined First Financial Bank as a Food and Agribusiness Relationship Manager in 2021. He has over 15 years of banking, lending, and credit experience with a special focus in commercial agriculture. Zach is native to West Central Indiana, a Purdue graduate, and grew up with a strong affiliation to production agriculture and agricultural lending.

Through his career and education, Zach has obtained expertise and relationships in both production agriculture as well as processing. He currently sits on the board of advisors for Indiana Dairy Producers and is the Treasurer for the Light for Levi Foundation, a charity dedicated to helping victims of traumatic brain injuries. Zach’s personal time is spent coaching youth sports and spending time with family.

Call Zach: 765.299.5354


Dee Lindsay, Senior Relationship Manager

With over 14 years of banking experience and a proven track record with Central Indiana businesses, Dee Lindsay has become an expert in helping local businesses grow and realize their financial goals. She is excited to join the Food & Agribusiness team and expand her scope nationwide. She focuses on the processing and manufacturing of agricultural commodities, inputs, and food products. She provides businesses with sound financial advice, advising them on their capital needs and overall financial picture.

Dee grew up in Northwest Indiana with a family background in agriculture supply and services. Dee maintains active involvement in several community organizations, and is part of Indiana AgrIInstitute’s Agriculture Leadership Program. Dee received her education from Indiana University in Bloomington, Indiana.

Call Dee: 317.476.0777


Jade Newton, Relationship Manager

Jade started her career in the financial industry in 2019 and joined First Financial in early 2023. Native to Southwest Ohio, Jade grew up on a crop and livestock production farm. Her experience on her family farm led Jade to obtaining her agriculture degree from Wilmington College. She applies this background and knowledge daily as she serves her clients, providing thoughtful lending and banking solutions.

Jade serves as a trustee on her county Farm Bureau board and stays active in various community organizations. Jade enjoys spending time with her family, helping on their farm when she’s not on yours.

Call Jade: 937.733.1109


Marshall Perkins, Portfolio Manager

Marshall's 6+ year agricultural lending career and upbringing on a Northeast Indiana dairy farm provide broad mix of experiences to draw upon when providing solutions and feedback. Prior to joining First Financial Bank in 2023, Marshall spent time in loan originations and credit underwriting roles developing expertise in a variety of food and agribusiness sectors within the Farm Credit System. Marshall studied Agribusiness at Purdue University.

Call Marshall: 260.336.4087


Craig Wagner, Commercial Underwriter

Craig is dedicated to accuracy and providing credit solutions that provide the correct options for the long-term success of the agricultural operations that we serve. Craig has been involved in agriculture his entire life with experiences in grain, dairy, beef, and hog production, gaining experience and knowledge that he has leaned on during his professional career with First Financial Bank. Craig’s career started in lending at First Financial Bank, where he has spent over a decade working in food and agribusiness lending in both sales and credit capacities. Craig holds a bachelor’s degree from Purdue University in Food and Animal Agribusiness.

Call Craig: 812.663.0150


Elisha Manley, Food & Agribusiness Support Specialist

Elisha joined the team in 2023 as the Food & Agribusiness Support Specialist. She started her First Financial Bank career 16 years ago, where she has supported a variety of commercial lending markets as well as lead a team of support specialists. She brings a unique perspective due to her banking experience and her background in assisting with her family’s meat processing business. She is actively involved in her community and midwestern meatpacking organizations. Elisha helps support the team and our clients in a variety of ways. If you need an answer, she is the one to be able to find it! For any life of loan questions or assistance, call Elisha.

Call Elisha: 419.623.1218


A loan for every use-case

USDA guaranteed loans make it easy for businesses and other organizations to get the funds they need to improve and expand their operations in rural areas.

Equipment & supplies

Expanding operations

Working capital

Land acquisitions

The proof is in the deals

More food and agribusiness resources


All loans subject to credit review and approval.