• Not insured by the FDIC or any other government agency
  • Not bank guaranteed
  • Not a deposit or obligation
  • May lose value
FDIC-Insured - Backed by the full faith and credit of the U.S.
Smiling Asian-American business owner standing in a shop
Smiling Asian-American business owner standing in a shop

Interest-worthy savings accounts for your business

Business savings accounts

Business First Savings


Perfect for businesses looking to earn interest on excess funds set aside for the future.

  • No monthly fees with a minimum daily balance of $1001
  • Earns interest
  • Free online banking
  • Access to digital tools, bill pay, and eStatements2
  • Free Visa® debit card3

Business Money Market


Put your excess operating cash to work by earning interest.

  • No monthly maintenance fee with a balance of $2,500 or more4
  • Earns interest with tiered rates based on average collected monthly balance
  • Free online banking
  • Access to digital tools and eStatements2

Business Certificate of Deposit


Maximize your interest earnings with our best rates.5

  • Set aside money for a specific amount of time ranging from 6 to 60 months and lock in a competitive rate
  • $500 minimum deposit
  • CDs provide steady growth for long-term savings

More tools for your business

I'm ready to open an account; what's next?

Prepare your documents


What you'll need:

  • 3 minutes
  • Employer Identification Number (EIN) or Social Security number
  • For joint accounts, you’ll need the email address for the joint applicant.

Add money


To add money to your account:

To fund your account you'll need to add at least $100, or $500 for CDs.

You can easily transfer money from your old account while opening your new account.

You can also fund your account through Plaid, a manual ACH, or your debit card.


1 If minimum $100 daily balance isn’t maintained, the monthly maintenance fee is $5.

2 $3 paper statement fee if not enrolled.

3 Visa® Business Debit Guide to Benefits.

4 If minimum $2,500 average collected balance isn’t maintained, the monthly maintenance fee is $10.

5 APY = Annual Percentage Yield and valid for new accounts opened on the date above. All rates and APYs are determined at the bank's discretion, may vary by location, and can change at any time. To obtain stated rates, certain products may require additional accounts, services and/or maintaining of a defined minimum daily balance. For variable rate products, rates are subject to change after the account is opened. For fixed rate products, rates are for the initial term only and will renew to closest standard term product at the published rate at that time. Call or visit a financial center for additional details. Fees may reduce earnings and early withdrawal fee may be imposed. First Financial Bank reserves the right to end the offer at any time. All deposits are subject to the Account Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.

6 Program terms and conditions apply.

All loans are subject to credit review and approval. All deposit accounts are subject to the Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.

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