• Not insured by the FDIC or any other government agency
  • Not bank guaranteed
  • Not a deposit or obligation
  • May lose value
FDIC-Insured - Backed by the full faith and credit of the U.S.

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Checking vs. savings accounts

Compare checking accounts

You can streamline daily tasks with a better checking account. Get the online convenience you want and all the account basics you need.

Compare savings accounts

Did you know your short-term savings can improve the long-term outlook of your business? Earn interest with money market accounts and more.

Borrow better: checking account customers get up to a 0.5% rate pricing discount on select lending services1

Still not sure?

No problem. Our specialty accounts can help serve more specific business needs. From nonprofits to law firms, public funds organizations to large businesses with complex needs, we’re always happy to help you find the best solution for your situation.

More business essentials

Receivables

Make accepting payments quicker, easier, and more secure. Our receivables services can provide a new level of independence for your business.

Credit Cards

Low rate, rewards, or cash back? The right credit solution for your business is a click away.

Ready to open an account?

Your organization’s cash flow is priority number one and picking the right foundation for your day-to-day account can help make your life easier, today and tomorrow. We know it isn’t always a clear and easy decision, but we understand the complexities and are here to help you find the right solution.

When talking with our team, you can expect us to listen because we want to get a good understanding of what you do every day and what your short- and long-term goals are. We’ll ask you questions because we genuinely care about determining which account and digital services can help optimize your cashflow and minimize risk.

Let’s connect on the phone, in-person, or virtually! Drop us a line by submitting the form and someone will be in touch with you soon.

 








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Frequently asked questions

Separating your business finances from your personal funds will make it much easier to manage your financial needs.

To open a business account, you'll need to provide your business's EIN (Employer Identification Number) or, if applicable, your SSN (Social Security Number), along with identifying business details such as your business name, address, and type of business entity. For all signers, we require identification such as a driver's license or other government-issued ID, as well as the email address of any joint signer on the account. Please note that in certain situations, we may request additional documentation to comply with regulatory requirements or to verify specific business details. If any extra information is needed, our team will let you know during the application process.

Our Business Checking and Business Interest Checking accounts do not have a monthly maintenance fee or minimum balance requirement.


All loans are subject to credit review and approval. All deposit accounts are subject to the Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.

1 You may be eligible to receive a lower interest rate on your Business secured equipment, secured line of credit or owner-occupied loan based on your overall relationship with First Financial Bank. Your First Financial Bank checking account must be opened and funded, if applicable, prior to your loan closing to be eligible for any associated benefits. Relationship pricing cannot be applied to your loan after loan closing. Checking accounts may be subject to minimum balances, service charges and other rules and features. Refer to Account Terms and Conditions and the Special Handling / Electronic Banking Disclosure of Charges for further information.

A First Financial Bank loan officer can help you find the product which may best match your needs. If you make changes to your checking account relationship with First Financial Bank after your loan closing, these lower rates, and any applicable fee waiver you received may be discontinued. Consequently, your rate may increase by the corresponding percentage you qualified for at the time of closing. A rate increase will change your required minimum monthly payments.

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