enjoy straightforward checking accounts

1 Client must enroll in eStatements to avoid Paper Statement Fee. See Truth in Savings Disclosure for fee amount.

2 First Financial Bank & Allpoint network ATMs are fee-free for clients in this account when using their debit card to withdraw cash. When you use an ATM not owned by First Financial Bank or Allpoint, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a funds transfer). Non-First Financial or Non-Allpoint ATM Transaction: $3.25 per transaction; ATM Balance Inquiry: $3.25.

3 Loan rate discounts may vary based on the associated personal First Financial Bank deposit account type, may not be combined with certain other discounts or promotions, may not be available for all loan products, and cannot be applied after loan closing. To be eligible to receive a loan rate discount, prior to closing of your loan, you must complete an Automatic Funds Transfer (AFT) Agreement to have your recurring payment automatically deducted from a personal First Financial Bank deposit account (excluding Health Savings and Certificates of Deposit).

4 All loans are subject to credit review and approval and rates are subject to change without notice. Contact your local banking center or call our Client First Center for more information. Additional qualifications may apply.

5 Simple Savings $5 service charge per statement cycle refunded when the primary owner is also a primary or joint owner on an open First Financial Bank Simple, NoWorry, Enhanced or Premium Checking account.

6 This account earns interest. At First Financial Bank’s discretion, the interest rate and annual percentage yield may change at any time on your account. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Interest on your account will be compounded continuously and credited monthly. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in your account each day. When your account is closed you will forfeit any accrued interest. Please call us toll free at 877.322.9530 or visit a First Financial Bank location near you for current rates and additional details.

7 First Financial Bank & Allpoint network ATMs are fee-free for clients in this account when using their debit card to withdraw cash. When you use an ATM not owned by First Financial Bank or Allpoint, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a funds transfer); however, Enhanced Checking clients receive up to a $8-per-statement-cycle per month rebate of these fees if assessed, and Premium Checking clients receive up to a $20-per-statement-cycle rebate of these fees if assessed. Non-First Financial or Non-Allpoint ATM Transaction: $0.00 per transaction; ATM Balance Inquiry: $0.00.

8 Lending subject to credit review and approval. Rates are subject to change. For the latest mortgage lending discount details, connect with a loan officer or call 855.664.0565.

9 Lending subject to credit review and approval. Annual fee is waived on your home equity line of credit as long as your Enhanced Checking remains open and in good standing.

10 Enhanced Money Market $15 service charge per statement cycle refunded when the primary owner is also a primary or joint owner on an open Enhanced or Premium Checking account.

11 Program terms and conditions apply.

12 Enhanced Checking monthly service charge is refunded when total direct deposits for the statement period are $5,000 or more, or when you maintain $25,000 or more in total deposit balances. Total deposit balances includes personal checking, savings, money market, CD, IRA, and HSA accounts on which the Primary owner of the Enhanced Checking is a Primary or Joint Owner.

13 Premium Checking monthly service charge is refunded when you maintain $150,000 or more in total deposit balances. Total deposit balances includes personal checking, savings, money market, CD, IRA, and HSA accounts on which the Primary owner of the Enhanced Checking is a Primary or Joint Owner.