• Not insured by the FDIC or any other government agency
  • Not bank guaranteed
  • Not a deposit or obligation
  • May lose value
FDIC-Insured - Backed by the full faith and credit of the U.S.

Popular account options

Simple Savings


Earn interest on your savings with no monthly fee when you pair your Simple Savings Account with Simple Checking.1, 2

  • Interest-bearing account3
  • No minimum balance requirements
  • Link to your checking account for no-fee overdraft protection
  • Access to online banking and our comprehensive suite of digital tools

Keep things simple with our Simple Banking Program and pair your checking and savings accounts.

Enhanced Money Market


Earn more money thanks to a better interest rate, while maintaining instant access to your funds.

  • Interest-bearing account with better rates than traditional savings accounts3
  • Easily access funds with no withdrawal limits
  • No minimum balance requirements
  • Access to online banking and our comprehensive suite of digital tools

Combine your checking account with an Enhanced Money Market to keep your money growing and take your finances to the next level.4

Benefits with every account

Additional account options

Premium Money Market


Get the rewards you deserve and our best standard rates with a Premium Money Market.

  • Interest-bearing with an even better rate than traditional savings accounts3
  • Easily access funds with no withdrawal limits
  • No minimum balance requirements
  • Access to online banking and our comprehensive suite of digital tools

Amplify your financial growth while maintaining liquidity with a Premium Money Market account.6

Certificates of Deposit


Grow your savings with a superior interest rate.7 We offer a range of rates and terms to fit your money-saving strategy.

  • Earn more interest with longer terms
  • Flexible terms from 7 days to 5 years
  • Get started with as little as $500
  • FDIC-insured up to $250,000

1 Simple Savings $5 service charge per statement cycle refunded when the primary owner is also a primary or joint owner on an open First Financial Bank Simple, NoWorry, Enhanced or Premium Checking account.

2 Client must enroll in eStatements to avoid a Paper Statement Fee. See Truth in Savings disclosure for fee amount (if applicable).

3 This account earns interest. At First Financial Bank’s discretion, the interest rate and annual percentage yield may change at any time on your account. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Interest on your account will be compounded continuously and credited monthly. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in your account each day. When your account is closed you will forfeit any accrued interest. Please call us toll free at 877.322.9530 or visit a First Financial Bank location near you for current rates and additional details.

4 Enhanced Money Market $15 service charge per statement cycle refunded when the primary owner is also a primary or joint owner on an open Enhanced or Premium Checking account.

5 First Financial Bank & Allpoint network ATMs are fee-free for clients in this account when using their debit card to withdraw cash. When you use an ATM not owned by First Financial Bank or Allpoint, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a funds transfer). Non-First Financial or Non-Allpoint ATM Transaction: $3.25 per transaction; ATM Balance Inquiry: $3.25.

6 $45 Premium Money Market service charge per statement cycle is refunded when the primary owner is also a primary or joint owner on an open Premium Checking account.

7 APY = Annual Percentage Yield. All rates and APYs are determined at the bank's discretion, may vary by location, and can change at any time. To obtain stated rates, certain products may require additional accounts, services and/or maintaining of a defined minimum daily balance. For variable rate products, rates are subject to change after the account is opened. For fixed rate products, rates are for the initial term only and will renew to closest standard term product at the published rate at that time. Call or visit a financial center for additional details. Fees may reduce earnings and early withdrawal fee may be imposed. First Financial Bank reserves the right to end the offer at any time.

All deposit accounts are subject to the Terms & Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.

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