Woman walking away waving goodbye
Woman walking away waving goodbye

how to switch banks: a step by step guide

   
 
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Saying goodbye is easier than you think

We understand why switching banks might seem complicated—but switching to First Financial is simple. It only takes a few steps, and we’ll guide you through the whole process. The sooner you switch, the sooner you can reap the benefits.

Get started with First Financial Bank

Download our app to take advantage of total account access anytime, anywhere. Check balances, make free mobile deposits, transfer money, set security alerts, and more…all from your smartphone or tablet. Switch banks and get your new debit card by mail or get a card instantly at your local financial center.

Online and mobile banking Guide to switching banks
  • Step 1:

Open your new account.

Opening an account only takes 5-10 minutes online—and we’re happy to help you figure out which account is right for you.

  1. Compare accounts to determine which one is right for you.
  2. Create your new account. You can start by applying here.
  3. Use the account number and routing number for your new account to deposit money.

Let us know if you want help! Call us or send us a message with any questions. You can also stop in to your local financial center to get help from a member of our team.

  • Step 2:

Move your payments and deposits.

Automatic withdrawal payments and deposits are a great way to make sure that your bills are paid on time and you are getting paid by your employer! When switching to First Financial, make sure your automatic payments and deposits are connected to your new account. Here are some examples:

  • Direct deposits (like paychecks and Social Security payments)
  • Mortgage, loan, and credit card payments
  • Insurance payments
  • Utilities (gas, electric, water, TV/Internet/phone)
  • Gym membership
  • Streaming services
  • Step 3:

Close your old account.

You’re almost there!

  1. Transfer any money you have in your old account to your new one.
  2. Contact your old bank and let them know you'd like close your account.
  3. Shred any old checks, debit cards, or other documents with old account numbers.

Frequently asked questions

Switching to First Financial Bank won't cost you anything! You can decide which account is right for you by comparing options online.

Opening a bank account only takes 5-10 minutes online. Moving your payments and deposits and closing your old account will vary based on the number of payments and deposits you have and the process to close your account with your old bank.

To open a new checking account, you will need the following information:

  1. Name
  2. Date of birth
  3. Social Security number
  4. Email address
  5. Mailing address
  6. Phone number
  7. Driver's license number or other I.D. number

We do! You can contact us with any questions, or stop in to your nearest First Financial Bank location to get help from a member of our team.

Yes. Once your account is set up, we can help ensure you have all the right tools to successfully manage your finances including Insights, our online banking tool that allows you to easily track and manage your money—including credit cards, loans and all bank accounts at other financial institutions.

We recommend reviewing and making a list of all the transactions in the last six months from your old account that you need to move to your new account, such as:

  • Direct deposits (like paychecks and Social Security payments)
  • Mortgage, loan, and credit card payments
  • Insurance payments
  • Utilities (gas, electric, water, TV/Internet/phone)
  • Gym membership
  • Streaming services

Opening a checking account at First Financial Bank is simple and straightforward. You can get started by comparing accounts online to decide which one is right for you.

At First Financial Bank, we offer a variety of services and products so everyone can meet their financial needs. From checking and savings accounts to our specialized mortgage programs and HSAs, we designed each of our services to help our clients succeed.

GET IN TOUCH

Still have questions?
Chat with one of our professionals 

If you need any assistance, or if you just want to make sure you’re on the right track, don’t hesitate to reach out! We’ll get you in touch with a First Financial Bank team member to help with your bank switch. 

Contact us

All deposit accounts are subject to the Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.