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A man works on a laptop in front of a large industrial machine.
A man works on a laptop in front of a large industrial machine.

equipment financing for your business

For a limited time, get a 3-year term at 6.99% or 5-year term at 7.245%.1,2

First bump between colleagues at work.
First bump between colleagues at work.

Competitive equipment financing rates

Need to purchase equipment but want to preserve your cash on hand? Our equipment financing solutions can help with new or used equipment, machinery, technology, and workspaces.

Get started Visit a financial center

We’ll structure financing to fit your business

If you’re considering financing equipment for your business, you’re not alone. 80% of companies take this approach to help preserve working capital and improve cash flow. Properly structured, these arrangements can support your company’s growth while helping you reduce the risk associated with owning equipment. We can even tailor payments to meet seasonality requirements. We’re ready to help you with the right terms and flexible structures to meet your needs.

What you can finance just might surprise you

Technology & Spaces

If you’re considering a makeover in your workspace, you may need some extra cash. We can help finance technology, along with fixture and furniture additions, to upgrade your business and make sure you can work at optimal capacity.

Equipment & Machinery

Stay ahead of the game with up-to-date equipment as you need it. We can even finance a percentage of the soft costs, like installation and training, and allow for step payments or even an occasional skip payment if seasonality affects your business.

More ways to finance your business

Explore our full range of lending and financing options designed to meet your specific business needs.

Lending & Financing

It’s easy to get started

Connect with a banker to begin

Local leadership means quick and informed decisions about your financing options. We have in-house credit, documentation, and funding capabilities, and offer flexible structure payments, including seasonal, step payments, and skip pay if you ever need it.

Our team has expertise in a variety of specialty industries, including agriculture, healthcare, manufacturing, transportation, and technology, and can provide:

  • Equipment Lines of Credit
  • Equipment Term Loans
  • Equipment Appraisals

Get started by completing this form. We’ll take a look and get back to you quickly to review your financing options. It’s just that easy.

 








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More to explore

Equipment leasing vs. financing: what's best for your business?

Understand the pros and cons of each.

Are you thinking of starting a business in the Midwest?

Here’s how to do it.

1 All loans subject to credit review and approval and rates are subject to change without notice.

2 Promotions cannot be used together, nor stacked with any other promotional rate. Promotional rate applies to a fixed equipment financing loan at 6.99% for 3-year term, or 7.245% for 5-year terms. Maximum loan amount is $500,000. Promotional rate requires AFT out of a Business Checking account with First Financial Bank. Must apply between October 1, 2025 and December 31, 2025. First Financial Bank reserves the right to end the offer at any time. You may be eligible to receive a lower interest rate on your Business secured equipment, secured line of credit or owner occupied loan based off your overall relationship with First Financial Bank. Your First Financial Bank checking account must be opened and funded, if applicable, prior to your loan closing to be eligible for any associated benefits. Relationship pricing cannot be applied to your loan after loan closing. Checking accounts may be subject to minimum balances, service charges and other rules and features. Refer to Account Terms and Conditions and the Special Handling / Electronic Banking Disclosure of Charges for further information.

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