• Not insured by the FDIC or any other government agency
  • Not bank guaranteed
  • Not a deposit or obligation
  • May lose value
FDIC-Insured - Backed by the full faith and credit of the U.S.
Young female business owner standing in front of her shop
Young female business owner standing in front of her shop

Check checking off your to-do list

Business checking accounts

Business Checking


Meet the daily needs of your business with straightforward tools.

  • Up to 0.5% relationship discounts on select lending products1
  • Free online banking
  • Access to digital tools, bill pay, and eStatements2
  • Free Visa® debit card3
  • Unlimited combined monthly transactions4
  • No minimum balance requirements

Business Interest Checking


All the perks of our standard checking account, plus the ability to earn interest.

  • Up to 0.5% relationship discounts on select lending products1
  • Free online banking
  • Access to digital tools, bill pay, and eStatements2
  • Free Visa® debit card3
  • Unlimited combined monthly transactions4
  • No minimum balance requirements

More tools for your business

I'm ready to open an account; what's next?

Prepare your documents


What you'll need:

  • 3 minutes
  • Employer Identification Number (EIN) or Social Security number
  • For joint accounts, you’ll need the email address for the joint applicant.

Add money


To add money to your account:

To fund your account you'll need to add at least $100.

You can easily transfer money from your old account while opening your new account.

You can also fund your account through Plaid, a manual ACH, or your debit card.


1 You may be eligible to receive a lower interest rate on your Business secured equipment, secured line of credit or owner-occupied loan based on your overall relationship with First Financial Bank. Your First Financial Bank checking account must be opened and funded, if applicable, prior to your loan closing to be eligible for any associated benefits. Relationship pricing cannot be applied to your loan after loan closing. Checking accounts may be subject to minimum balances, service charges and other rules and features. Refer to Account Terms and Conditions and the Special Handling / Electronic Banking Disclosure of Charges for further information.

A First Financial Bank loan officer can help you find the product which may best match your needs. If you make changes to your checking account relationship with First Financial Bank after your loan closing, these lower rates, and any applicable fee waiver you received may be discontinued. Consequently, your rate may increase by the corresponding percentage you qualified for at the time of closing. A rate increase will change your required minimum monthly payments.

2 $3 paper statement fee if not enrolled.

3 Visa® Business Debit Guide to Benefits.

4 Transactions include: Checks paid, deposit tickets, checks deposited, ACH credits and debits received.

5 Program terms and conditions apply.

All loans are subject to credit review and approval. All deposit accounts are subject to the Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.

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