a smart start: checking accounts for kids and students

Empower your child or student with financial confidence. Our student and child checking account makes managing money safe, simple, and educational.

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Three diverse college students walking and chatting

What to expect:

A kids or student checking account offers easy banking and helpful tools to teach responsible money management from the start.

  • No monthly service charge
  • The perfect option for a first bank account, first job, or first time away from home
  • Access to 55,000+ fee-free ATMs1
  • No minimum balance requirements
  • Free eStatements2 – delivered anytime and easily viewable in our app
  • Free debit card for teens with Visa® Zero Liability Protection
  • Free peer-to-peer payments with Zelle™3
  • Convenient digital banking features
Open at a financial center

It's easy to switch

Switching banks might seem complicated, but switching to First Financial takes only a few minutes, and we’ll guide you through each step of the process. The sooner you switch, the sooner you can enjoy our great benefits.

Learn more

Still have questions? Chat with one of our professionals

If you need any assistance, or you just want to make sure you’re on the right track, don’t hesitate to reach out! We’ll get you in touch with a First Financial Bank team member to help you with any questions you may have.

Get in touch

1 First Financial Bank & Allpoint network ATMs are fee-free for clients in this account when using their debit card to withdraw cash. When you use an ATM not owned by First Financial Bank or Allpoint, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a funds transfer). Non-First Financial or Non-Allpoint ATM Transaction: $3.25 per transaction; ATM Balance Inquiry: $3.25.

2 Client must enroll in eStatements to avoid Paper Statement Fee. See Truth in Savings Disclosure for fee amount.

3 U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes and generally do not incur transaction fees. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

All deposit accounts are subject to the Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.