ready to start saving and earn interest?

Simple Savings is flexible and ready to grow with you. Pair this account with our Simple Checking account to enjoy no monthly service charges and our complete suite of online banking tools.

Open an account
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What to expect:

When you pair a Simple Savings account with your dedicated First Financial Simple Checking account1, the monthly service charge is waived.

  • Interest-bearing account
  • No minimum balance requirement
  • Fee-free paperless statements2
  • Easy and convenient online and mobile banking
  • Manage your money with mobile deposit, 24/7 account alerts, our money management tool Insights, and eStatements
  • Easily move money between your accounts
  • Link to your checking account for no-fee overdraft protection
  • $5 monthly service charge is waived when paired with Simple Checking or NoWorry Checking1
Open an account today How to get started

Looking for a money market account?

If you've already built up your savings, a money market can help you get the most growth with better interest rates.

Money market accounts

I'm ready to open an account; what's next?

Review account requirements

To open an account online, you must be:

  • At least 18 years old (applicants under 18 can apply in a financial center)
  • A U.S. Citizen or Resident Alien
  • A resident of Ohio, Kentucky, Indiana, or Illinois
Apply online Find a financial center

Prepare your documents

What you'll need:

  • 3 minutes
  • Social Security number
  • U.S. government-issued ID (Driver’s License, Passport, Military ID, or State-issued ID)
  • For joint accounts, you’ll need the email address for the joint applicant.

Add money

To add money to your account, you'll need:

To fund your account you'll need to add at least $25.

You can easily transfer money from your old account while opening your new account.

You can also fund your account by using a current debit card.

Smart banking for kids and students

Make things simple by pairing a checking and savings account for your child or student. These easy-to-use accounts grow with them, every step of the way.

Open a Student account Learn more

It's easy to switch

Switching banks might seem complicated, but switching to First Financial takes only a few minutes, and we’ll guide you through each step of the process. The sooner you switch, the sooner you can enjoy our great benefits.

Learn more

Still have questions? Chat with one of our professionals

If you need any assistance, or you just want to make sure you’re on the right track, don’t hesitate to reach out! We’ll get you in touch with a First Financial Bank team member to help you with any questions you may have.

Get in touch

1 Simple Savings $5 service charge per statement cycle refunded when the primary owner is also a primary or joint owner on an open First Financial Bank Simple, NoWorry, Enhanced or Premium Checking account.

2 Client must enroll in eStatements to avoid Paper Statement Fee. See Truth in Savings Disclosure for fee amount.

All deposit accounts are subject to the Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.