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Conventional Fixed-Rate Loans

Product
30 Year
20 Year
15 Year

30 Year

20 Year

15 Year

These payments are based on a $150,000 loan on a $380,000 property in Hamilton county, OH. If an escrow account is required or requested, your actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. The values shown assume the loan is for the purchase of a single family residence that will be used as a primary residence and that the applicant has a credit score of 840 or higher.

Government Loans

VA Loans

Product
VA

VA

These payments are based on a total loan amount of $150,000 on a $300,000 property in Hamilton County, OH. The total loan amount includes a base loan of $150,000 and the required VA funding fee. The VA funding fee varies based on several factors, including down payment, first-time use and loan purpose.  If an escrow account is required or requested, your actual monthly payment will include amounts for real estate taxes and homeowner's insurance premiums. Connect with your local mortgage loan officer for more information. The values shown assume the loan is for the purchase of a single family residence that will be used as a primary residence and that the applicant has a credit score of 840 or higher.

FHA Loans

Product
FHA

FHA

These payments are based on a total loan amount of $150,000 on a $250,000 property in Hamilton County, OH. The total loan amount includes a base loan of $150,000 and the required upfront mortgage insurance premium. Total monthly payments will vary over the 360 month term. The payment variations include the required monthly portion of principal and interest, the annual mortgage insurance premium. Your actual payment will also include amounts for real estate taxes and homeowner's insurance premiums. Connect with your local mortgage loan officer for more information. The values shown assume the loan is for the purchase of a single family residence that will be used as a primary residence and that the applicant has a credit score of 840 or higher.

USDA Loan

Product
USDA

USDA

These payments are based on a total loan amount of $150,000 on a $200,000 property in Hamilton County, OH. The total loan amount includes a base loan of $150,000 and the required guarantee fee. Total monthly payments will vary over the 360 month term. The payment variations include the required monthly portion of the principal and interest, and annual fee premium. Your actual payment will also include amounts for real estate taxes and homeowner's insurance premiums. Connect with your local mortgage loan officer for more information. The values shown assume the loan is for the purchase of a single family residence that will be used as a primary residence and that the applicant has a credit score of 840 or higher.

*APR = Annual Percentage Rate. These featured interest rates assume a single-family home purchase in Cincinnati, OH, and a borrower with a credit score of 740 and above. View other assumptions by clicking on individual rates. Rates are subject to change without notice.

Need assistance paying your loan? Please email CCDEarlyIntervention@bankatfirst.com for help or call 800.556.2014.

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All loans are subject to credit review and approval.

NMLS# 619717.