• Not insured by the FDIC or any other government agency
  • Not bank guaranteed
  • Not a deposit or obligation
  • May lose value
FDIC-Insured - Backed by the full faith and credit of the U.S.

Home equity rates you can't pass up

As the seasons change, it’s the perfect time to turn your home’s equity into opportunities with 5.99% APR for 6 months on a HELOC..1

Refer friends, family, or a business

Earn a $50 Visa® Virtual Reward for each referral when they open and use a new checking account, up to $500 per year.2

Simple checking for life

From accounts with loan benefits3 to accounts without overdraft fees, we have accounts that seamlessly fit your lifestyle. All our accounts come standard with mobile and online banking features that keep your finances at your fingertips.

Why prequalify for a mortgage?

Prequalification helps you understand your budget and speed up the homebuying process.  

Boost your savings with great rates

Our CD and money market specials make it easy to grow your money faster. Check out the best rates in your area or stop by your local financial center to learn more.

Which loan or line of credit is right for your business?

We'll help you find the flexible financing that fits your business and helps keep your cash flow moving. 

Stay on top of fraud

Visit the fraud resource center to learn how to recognize the red flags of text and email scams, and stop fraud before it happens.

Community Benefits Agreement

We’re committed to improving lives and helping communities thrive. Our support for lending and investments to low- and moderate-income clients and census tracts helps build paths for prosperity today, tomorrow and for the future.

$2.4 billion
over five years in our local communities

$1.075 billion
in community development lending & investments

$18 million
in philanthropy donations

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1 APR = Annual Percentage Rate. Introductory rates start at 5.99% for the first 6 months. $10,000 minimum loan amount or increase to existing line required. Eligible on owner occupied properties only. Must apply by December 31, 2025 for promotional rate. Non-promotional rate ranges from 7.60% to 11.05% APR. All loans subject to credit review and approval and rates are subject to change without notice. For additional information on loan benefits, please view our checking account options.

2 Program terms and conditions apply. First Financial Bank refer-a-friend Terms and Conditions

3 Can be applied to new originations of personal, auto, motorcycle, boat, RV, and home equity loans/lines (excludes mortgages and first lien position home equity loans). Loan rate discounts may vary based on First Financial Bank checking account type (excluding Health Savings and Money Market Savings accounts) and requires Automatic Funds Transfer (AFT) Agreement to have your recurring payment automatically deducted. All loans are subject to credit review and approval and rates are subject to change without notice

First Financial Bank is not affiliated with any third parties mentioned above. Any reference to any person, organization, activity, product, and/or services does not constitute or imply an endorsement. By clicking on a third-party link you acknowledge you are leaving bankatfirst.com.

All deposit accounts are subject to the Account Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.

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