"Home Equity Line of Credit" on a gold tessellated background

Turn your home's equity into upgrades with this incredible rate.

6.99% APR2
Six months
Limited time only

Besides home improvements, you can use a home equity line of credit to consolidate debt, take a trip, and much more.

Illustration of a piggy bank with a coin being inserted on gold tessellated background

Take the 12-week savings challenge

Whether you want extra money for the holidays or you're building an emergency fund, this easy and fun savings challenge helps you save more than $1,000 in three months.

"Choice Checking" on a gold tessellated background

$0
Minimum balance

$0
Monthly fee when using a debit card or making direct deposits3

Choice Checking is our most popular account, with expanded fee-free ATM access and lower rates on loans.

Which loan or line of credit is right for your business?

Community Benefits Agreement

We’re committed to improving lives and helping communities thrive. Our support for lending and investments to low- and moderate-income clients and census tracts helps build paths for prosperity today, tomorrow and for the future.

$2.4 billion
over five years in our local communities

$1.075 billion
in community development lending & investments

$18 million
in philanthropy donations

Protect yourself from account fraud and text scams

Fraudsters are getting more slick and sophisticated to trick you into revealing personal information. Learn how to stop fraud before it happens.

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1 APY = Annual Percentage Yield and valid for new accounts opened on the date above. All rates and APYs are determined at the bank's discretion, may vary by location, and can change at any time. To obtain stated rates, certain products may require additional accounts, services and/or maintaining of a defined minimum daily balance. For variable rate products, rates are subject to change after the accounts id opened. For fixed rate products, rates are for the initial term only and will renew to closest standard term product at the published rate at that time. Call or visit a financial center for additional details. Fees may reduce earnings and early withdrawal fee may be imposed. First Financial Bank reserves the right to end the offer at any time. All deposits are subject to the Account Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.

2 APR = Annual Percentage Rate. Introductory rates start at 6.99% for the first 6 months. $10,000 minimum loan amount or increase to existing line required. Eligible on owner occupied properties only. Must apply by December 31, 2024 for promotional rate. Non-promotional rate ranges from 7.60% to 11.05% APR. All loans subject to credit review and approval and rates are subject to change without notice. For additional information on loan benefits, please view our checking account options.

3 Monthly service charge is refunded when total direct deposits for the statement period are $500 or more. Monthly service charge can be reduced by $0.20 for each debit card purchase transaction made during the statement cycle up to $10. ATM transactions are not debit card purchase transactions & will not reduce the service charge. Earn-out activities mentioned need to occur each statement cycle in order to receive the account credit(s).

First Financial Bank is not affiliated with any third parties mentioned above. Any reference to any person, organization, activity, product, and/or services does not constitute or imply an endorsement. By clicking on a third-party link you acknowledge you are leaving bankatfirst.com.

All deposit accounts are subject to the Account Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.

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